The One Thing Nobody Plans for When They Get Older
Denial could end up costing you more than you think

โDenise, youโre rude!โ
โWhat?โ
โYouโre talking over her.โ
โI am?โ
โYes, youโve been doing it for a while now. How about giving the rest of us a chance to talk?โ
I was stunned.
It was humiliating being scolded like a child in front of the other members of the book club, and I felt it was terribly unjust. Due to the pandemic, we had started meeting via Zoom, and I wasnโt yet familiar with how it worked. I attributed my inability to tell when someone else started to talk to a technological issue.
Furious with how this woman attacked me, I quit the club and then forgot all about it.
The Pieces Begin To Fall Into Place

About a year later, I was rehearsing a play and having a blast. Finally, Iโd found people with whom I clicked. I hadnโt made any friends in the four years Iโd been living in my new city and was ecstatic about beginning to.
Nobody in this group thought I was rude, so there, book club bitches!
However, I did start to notice something. At the end of each rehearsal, the actors gathered on the stage for notes from the director and discussed certain aspects of the show. It was a lively group, and sometimes two or three conversations were going on at once.
Unfortunately, when this happened, I got lost. I couldnโt pick out what others were saying when more than one person in the room was talking. It was like being in a bar where the music is so loud you canโt hear what someone next to you whispers in your ear.
Another thing I noticed is that when a television show played background music over the dialogue, I couldnโt always make out what was going on. So I began turning on the closed captioning, but I didnโt think much of it even then. I watch a lot of British programs where the accents can be difficult to understand. A lot of people have that problem.
It wasnโt until I spoke to one of my four older sisters that I learned that one of the others has hearing aids. When I asked her about it, her symptoms were almost identical to mine. So I made an appointment with my doctor for a hearing test. In preparation, I used over-the-counter eardrops to clean the wax out of my ears. I thought maybe thatโs all it was.
At The Doctorโs Office

When the doctor examined me, he noticed that there was still quite a bit of wax in my ears, and he used a special machine to remove it. Finally, I was beginning to think everything would be okay. The hearing test, I decided, would only be a formality. When I got in the isolation booth; however, my cheerful little bubble of denial burst.
I was asked to repeat some words that came through the headphones and then raise my hand whenever I heard a series of beeps. Most of the words I could hear, although I wasnโt always sure I repeated them correctly. When we did the beeps, there were several places where the pauses between beeps were uncomfortably long. I started to hyperventilate, just a little.
When the test was over, the technician showed me the results. My ability to hear lower tones is close to normal, but higher frequencies present a problem. This explains why I have no trouble understanding what my husband with the baritone voice is saying, but womenโs voices, in particular, are more challenging.
When I spoke to the doctor about the results, he told me that my hearing loss was significant. I was stunned. He set me up for an educational session where Iโd learn about the various options for correcting my hearing.
Facing Facts
I didnโt take it well.
I went home, got drunk, and cried a lot.
I remembered the ugly, low-tech boxes that hung around hard-of-hearing peopleโs necks in my youth. I thought how many jokes Iโd heard about older people going deaf. They were made to seem ridiculous.
I recalled my own frustration having to repeat myself to my grandmother and then my father as he got older. I didnโt want to be that person, the old fossil people had to learn to put up with.
But I also knew that putting off doing something about it wasnโt the answer.
Here are some statistics from the National Institute on Deafness and Other Communication Disorders:
Age is the strongest predictor of hearing loss among adults aged 20โ69, with the greatest hearing loss in the 60 to 69 age group.
Men are almost twice as likely as women to have hearing loss among adults aged 20โ69.
Nearly 25 percent of those aged 65 to 74 and 50 percent of those 75 and older have disabling hearing loss.
About 28.8 million U.S. adults could benefit from using hearing aids.
And yetโฆ
Among adults aged 70 and older with hearing loss who could benefit from hearing aids, fewer than one in three (30 percent) has ever used them. Even fewer adults aged 20 to 69 (approximately 16 percent) who could benefit from wearing hearing aids do.
Why Acting Early Is So Important

Nobody much thinks about Medicare until they have to sign up for it. At the time of my diagnosis, I was 63, so I hadnโt yet familiarized myself with what Medicare benefits I could expect. Luckily, my sister clued me into one significant fact: Medicare does not cover hearing aids. So, if youโre waiting for Medicare to pick up the tab, youโre probably going to be disappointed unless Congress gets busy. LOL.
At the time, I was still on my husbandโs work insurance plan. Unfortunately, most private insurance plans donโt offer hearing aid coverage and ours was no exception. We could, however, put money aside in a flexible spending account. That gave me $2,750 in pretax dollars for aids, batteries, and maintenance.
NOTE: Some federal workers and veterans, and residents of Arkansas, Connecticut, New Hampshire, and Rhode Island, may be eligible for hearing aid coverage.
According to Consumer Reports, โEvidence is mounting that untreated hearing loss is a significant national health concern, and studies have linked it with other serious health problems, including depression, a decline in memory and concentration, and perhaps even dementia.โ
Points To Ponder

Most people with hearing loss require two hearing aids, one for each ear. Unfortunately, these can cost thousands of dollars each. So itโs best to assume youโll need them at some point and plan that as part of your retirement budget.
Hearing loss can significantly impact your quality of life. It can also, as in my case, cause issues in social situations.
Once your hearing is damaged, you canโt repair it, but it can always get worse. So protect yourself by avoiding loud noises. Earplugs or noise-canceling headphones may be required in extreme situations.
Our five senses are essential to contact and integration with the world around us. Most people wouldnโt think of depriving themselves of the benefits of glasses or contact lenses if they need them. Hearing aids are just as important.
No matter your age, I advise you to have your hearing tested once you have the slightest hint that something may be wrong. Remember, your financial situation may make it more difficult to afford hearing aids once youโre on a fixed income, so donโt wait.
President Biden took significant steps in 2021 to reduce the cost of hearing aids. You can read about it here.
Three Years In
Itโs been three years since my hearing loss diagnosis. I purchased one hearing aid for my right ear which is the one with the worst โreception.โ I donโt wear it all the time, just in situations where itโs most needed like when Iโm riding in the back seat of a car, at a restaurant, a party, or a meeting. When I watch TV, I use the closed caption function.
You have to remember to keep your hearing aids charged, keep them clean (mine came with some nifty little brushes for that purpose), and get regular check ups to be sure they are adjusted properly. The modern kind are discreet and fairly comfortable to wear, although mine itches if itโs in too long. Itโs a bit of a nuisance, but itโs a small price to pay to for the chance to hear the rush of a waterfall, the trill of a soprano, or the whisper of someone you love.
ยฉ2024, Denise Shelton. All rights reserved.
From one hearing loss person to another - LOVED THIS!
I was born with hearing loss but only got hearing aids a few years ago before I started a job post-pandemic where I'd be expected to come into the office. Zoom and online audio worked great for me (could increase volume) in the pandemic but in person, with competing sounds and people talking to me from behind and on the side, forget it! I had so much anxiety about not being able to hear and people thinking I was "tuned out" (a common thing I was told as a kid - though I also had executive functioning challenges which made for a hard time) or rude. I so feel you.
I have the same thing, only a lot worse - as a stone carver, I used loud power tools for years - with ear-coverings! - and despite my care, I am now fully deaf in one ear and half in the other. It's so horrible. I miss music and birdsong and crickets - I can't even drive anymore.
There is a shop near me where they help people with hearing loss for free. Apparently the hearing aid companies pay them or something. I was able to get tested and fitted for my aids for free. Might want to check for any biz in your town called Hearing Aid Center, or Hearing Center.